Shriram Finance Limited in Ramanathapuram, Tamil Nadu, is a regional branch of one of India’s largest non-banking financial companies (NBFCs). Operating under the Shriram Group, it provides diversified credit and investment services designed to meet the needs of individuals and small businesses across urban and rural India.
Located at 1st Floor, above Indian Bank, Om Sakthi Nagar, Bharathi Nagar, Ramanathapuram – 623504, the branch connects local customers to a full suite of financial solutions offered by Shriram Finance Limited.
Services and Offerings
The Ramanathapuram branch offers a comprehensive portfolio that includes two-wheeler, car, and commercial-vehicle loans, personal and business loans, home and gold loans, and fixed-deposit investment options under the Shriram Unnati plan. It also facilitates general and life insurance products, bill-payment services, and digital financial tools such as EMI calculators and online investment portals.
Business Profile
Shriram Finance Limited was formed in November 2022 through the merger of Shriram Transport Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited. The consolidated company manages assets exceeding ₹ 2.43 lakh crore (as of September 2024) and operates more than 3, 100 branches across India, with a workforce of over 77, 000 employees.
Local Presence and Accessibility
This Ramanathapuram regional office serves as a key financial hub for customers in southern Tamil Nadu. It operates Monday through Saturday, offering free on-site parking and accepting multiple payment methods—including debit cards, internet banking, and UPI—for loan and investment transactions. The branch is accessible via local transit within Bharathi Nagar and is strategically positioned above Indian Bank for convenience.
Significance
The branch underscores Shriram Finance’s mission of financial inclusion by extending formal credit access to underbanked segments, small entrepreneurs, and rural customers. It combines traditional customer service with digital tools to deliver personalized, transparent, and flexible financing options that support local economic development.