IIFL Gold Loan Pattukkottai is a branch of IIFL Finance, a major Indian non-banking financial company (NBFC) known for its gold-backed lending services. Located at No 82, 1st Floor, RSP Complex, Thalaiyari Street, Pattukkottai, Tamil Nadu 614601, this outlet provides quick and secure loans against pledged gold jewellery with transparent valuation and flexible repayment options.
Services
The Pattukkottai branch offers loans against gold ornaments for personal, business, agricultural, or educational purposes. Customers can access instant loan disbursal with minimal documentation and same-day approval. Loan amounts depend on gold purity (18–22 carats) and weight, with loan-to-value ratios of up to 75% in line with Reserve Bank of India guidelines .
Features and Benefits
- Quick Processing: On-the-spot gold valuation and same-day credit.
- Flexible Repayment: Monthly, quarterly, or bullet repayment modes.
- Transparent Policy: No hidden fees; all charges disclosed upfront.
- Security: Gold is stored in bank-grade, insured vaults.
- Digital Access: Borrowers can monitor and repay through the IIFL Loans mobile app.
Customer Experience
The Pattukkottai branch holds an average rating of 4.7 out of 5 based on more than 20 online reviews, reflecting customer satisfaction with professionalism and service speed . It operates Monday to Saturday from 9 a.m. to 6 p.m.
About IIFL Finance
Founded in 1995, IIFL Finance Ltd. serves over 8 million customers across India through 2, 800 branches. Its gold loan division is among the nation’s largest, offering short-term liquidity while ensuring the borrower retains ownership of their jewellery .