SMFG India Credit Co. Ltd is a leading Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) as an NBFC-Investment and Credit Company (NBFC-ICC). It operates under the Sumitomo Mitsui Financial Group (SMFG) — one of the world’s largest global banking and financial services groups headquartered in Japan.
The company started its operations in 2007 and has since become a key provider of credit and lending solutions across India. It focuses on extending financial access to both urban and rural customers, including underserved and unserved segments. SMFG India Credit offers a range of financial products such as personal loans, business loans, vehicle loans, SME working capital, loans against property, rural credit, and more, catering to diverse credit needs.
With a vast network and technology-enabled customer support systems, SMFG India Credit aims to simplify formal credit access and improve financial inclusivity for millions of customers nationwide.